Chase Sapphire Reserve won’t cover trip cancellation on rocket ships

Just a handful of US-based credit cards provide exceptional levels of travel protection, like primary coverage insurance for rental cars and trip delay and trip cancellation coverage after just over a few hours. This type of coverage is available on cards like the Chase Sapphire Reserve, American Express Platinum, and Citi Prestige.

But I did a double-take when I read the Chase Sapphire Reserve specifics on rocket ships. Page 14 of the Guide to Benefits says the following items are not eligible for coverage:

  • being engaged in or participating in a motorized vehicular race or speed contest
  • participating in any professional sporting activity for which a salary or prize money is received
  • traveling or flying on any aircraft engaged in flight on a rocket propelled or rocket launched aircraft

It’s interesting on a few levels. The first is they decided to be clear from the beginning on their non-coverage of travel via rocket ships.

That means aspiring cosmonauts won’t be able to seek coverage if their launch day is delayed by weather or other things that happen when you’re planning a trip to space.

The move also puts the Chase Sapphire Reserve credit card’s terms of service at direct odds with Richard Branson’s Virgin Galactic spaceline. However, there is no word yet on whether the Sapphire Reserve’s 3 points per dollar spent would still hold up on purchased travel with the company. Fingers crossed.

Branson started the company in 2010 with a dream to create a “Spaceline for Earth with the goal of democratizing access to space for the benefit of life on earth.”

Fortunately the guide does not exclude supersonic travel, which could be coming back in the next five to seven years. I hope everyone understands while the topic of this article is humorous, getting to know the finer details of your credit cards can be a valuable asset when dealing with delays, cancellations, and other travel-related issues.

What type of travel credit card coverage comes in handy the most for you? Share your thoughts below.

Featured image courtesy of Land Rover MENA via Flickr

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